Special Notice Deposit (STD/SND) Account is an interest bearing deposit where advance notice of 7 to 30 days required for amount withdrawal. STD/SND A/C is usually opened by Firms, Corporate Financial Institution.
=>Features and Benefits:
=>Bank pays attractive interest.
=>Personalized MICR Cheque Book is available.
=>Nominal service charge.
=>Any branch banking facility (Cash withdrawal and deposit from any branch)
=>Bank accepts and supports Standing Instructions.
=>Nomination facility is available to nominate beneficiary for account proceeds.
=>Interest is payable on half yearly basis.
=>Charge free statement of A/C, Balance Confirmation Certificate twice in a year on half yearly / yearly basis.
=>Option is available to collect e - Statement on monthly basis.
=>Eligibility:
STD/STD/SND Account can be opened by both Individual/Firms/Corporate bodies.
Age bar for Personal STD/SND Account: 18 years or above.
Joint account can be opened.
Account can be opened in the name of Trust / Club / Association / Societies / Non - Trading Concerns.
=>Requirements:
Applicants must satisfy the following documentation requirements:
=>Personal Banking
=>Photocopy of Citizenship Certificate / Passport / National I.D. Card / Driving License.
=>Two copies of recent passport size photograph duly attested by the introducer.
=>Certified document(s) for source of income.
=>TIN Certificate.
=>Proof of communication address: Photocopy of an Electricity Bill / Gas Bill / Wasa Bill / Telephone Bill.
=>The account requires to be introduced by an existing and satisfactory account holder of Bangladesh Development Bank Limited.
=>Initial deposit of Tk 5,000/- for urban clients and Tk 1,000/- for rural clients.
=>Nominee form and photograph of nominee(s) (signature attested by the account holder). In case of minor nominee, copy of the birth certificate and photograph required;
=>P=ersonal Information Form.
=>Transaction Profile.
=>KYC Form.
=>Account Opening Form to be duly filled in and signed by A/C holder and to be authenticated by Bank’s authorized officials.
=>Corporate Banking
=>Sole Proprietorship Concern
=>Copy of valid Trade License;
=>Permission of Board of Investment required for FC (Foreign Currency) Account;
=>Declaration for opening foreign currency account duly filled in and signed;
=>Recent passport size photograph(s) of signatory attested by the introducer. (Photographs of the signatory of non - residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>Photocopy of Citizenship Certificate / Passport / National I.D. Card / Driving License. (Photocopy of valid Passport of the signatory of non-residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>Initial deposit of Tk 5,000/- for urban clients and Tk 1,000/- for rural clients.
=>Official Seal;
=>TIN Certificate (If Any);
=>Personal Information Form.
=>Transaction Profile;
=>KYC Form
=>Account Opening Form to be duly filled in and signed by A/C holder and to be authenticated by Bank’s authorized officials.
=>Partnership Concern:
=>Copy of Partnership Deed of the Firm (Registered / At least notarized);
=>Firm Registration Certificate (if registered);
=>List of Partners with their addresses;
=>Copy of valid Trade License;
=>Recent passport size photograph(s) of signatory / signatories attested by the introducer. (Photograph(s) of the signatory / signatories of non - residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>Photocopy of Citizenship Certificate / Passport / National I.D. Card / Driving License. (Photocopy of valid Passport of the signatory of non - residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>Resolution of the partners of the firm for opening the account and authorization for its operation duly certified by managing partner of the firm;
=>Initial deposit of Tk 5,000/- for urban clients and Tk 1,000/- for rural clients.
=>Official Seal;
=>TIN Certificate (If Any);
=>Personal Information Form.
=>Transaction Profile;
=>KYC Form
=>Account Opening Form to be dully filled in and signed by A/C holder and to be authenticated by Bank’s authorized officials.
=>Private Limited Company:
=>Certified true copy of Certificate of Incorporation;
=>Certified true copy of the Memorandum & Articles of Association of the Company duly attached;
=>Certified true copy of Form XII of the company;
=>Permission of Board of Investment required for FC (Foreign Currency) Account;
=>Extract of the Resolution of the Board Meeting of the Company for opening the account and authorization of its operation duly certified by the Chairman / Managing Director of the Company;
=>Recent passport size photograph(s) of signatory / signatories attested by the introducer. (Photograph(s) of the signatory / signatories of non - residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License. (Photocopy of valid Passport of the signatory of non-residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>List of Directors with addresses;
=>Copy of valid Trade License;
=>Official Seal with designation;
=>Initial deposit of Tk 5,000/- for urban clients and Tk 1,000/- for rural clients.
=>Tax Certificate;
=>Personal Information Form.
=>Transaction Profile;
=>Account Opening Form to be duly filled in and signed by A/C holder and to be authenticated by Bank’s authorized officials.
=>Public Limited Company:
=>Certified true copy of Certificate of Incorporation;
=>Certified true copy of certificate of commencement;
=>Certified true copy of the Memorandum & Articles of Association of the Company duly attached;
=>Certified true copy of Form XII of the company;
=>Permission of Board of Investment required for FC (Foreign Currency) Account;
=>Extract of the Resolution of the Board Meeting of the Company for opening the account and authorization of its operation duly certified by the Chairman / Managing Director of the Company;
=>Recent passport size photograph(s) of signatory / signatories attested by the introducer. (Photograph(s) of the signatory / signatories of non - residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>Photocopy of Citizenship Certificate / Passport / National I.D. Card / Driving License. (Photocopy of valid Passport of the signatory of non - residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>List of Directors with addresses;
=>Copy of valid Trade License;
=>Official Seal with designation;
=>Initial deposit of Tk 5,000/- for urban clients and Tk 1,000/- for rural clients.
=>TIN Certificate;
=>Personal Information Form.
=>Transaction Profile;
=>KYC Form;
=>Account Opening Form to be dully filled in and signed by A/C holder and to be authenticated by Bank’s authorized officials.
=>Trusts / Clubs / Associations / Societies / Co - operatives / NGO / Non - trading Concerns:
=>Certified true copy of the constitution / By - Laws / Trust Deed / Memorandum and Articles of Association;
=>Certificate of Registration of the Association / Club / Charity / Trust / Society / Co - operative / NGO / Non - trading concern for inspection and return (along with a duly certified photocopy for Bank’s records);
=>List of members of the Governing Body / Executive Committee of the Association / Club / Charity / Trust / Society / Co-operative / NGO / Non - trading concern with their addresses;
=>Extract of Resolution of the Association / Club / Charity / Trust / Society / Co - operative / NGO / Non - trading concern for opening the account and authorization of its operation duly certified by the Chairman / Secretary of the Association / Club / Charity / Trust / Society / Co-operative / NGO / Non - trading concern etc.
=>Recent passport size photograph(s) of signatory / signatories attested by the introducer. (Photograph(s) of the signatory / signatories of non - residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>Photocopy of Citizenship Certificate / Passport / National I.D. Card / Driving License. (Photocopy of valid Passport of the signatory of non-residents of Bangladesh shall be attested by the their respective Embassy / Mission authority);
=>Initial deposit of Tk 5,000/- for urban clients and Tk 1,000/- for rural clients.
=>Official Seal mentioning designation
=>Personal Information Form.
vTransaction Profile;
=>KYC Form
vAccount Opening Form to be duly filled in and signed by A/C holder and to be authenticated by Bank’s authorized officials.
=>Rate of Interest & Fees
=>Currently interest rates are as per banking policy which is subject to change time to time
=>Fees and Charges: As per existing schedule of charges which is separately displayed/shown on the web site.
Opening of the account requires completion of requisite documentation and satisfactory KYC formalities.
For more information on our other products, please contact our any Branch.